CREDIT RISK QUALITY MONITORING & CONTROL SPECIALIST

Intesa Sanpaolo Bank Albania, part of the Intesa Sanpaolo Group, is a leading bank in the country offering quality banking services, financial solutions, innovative products and services to corporate, institutional and high net worth clients, small and medium businesses and individual customers.
We encourage a growth style that is attentive to sustainable results and creating a process based on trust that derives from customer and shareholder satisfaction, a sense of belonging on the part of our employees and close monitoring of the needs of local communities.
We compete in the market with a sense of fair play and are ready to cooperate with other economic entities, public and private, whenever necessary, strengthening the overall capacity for growth and expansion in the local economy.
Intesa Sanpaolo Bank Albania has a network of 35 branches in different cities of the country and will continue to expand strategically following closely the economic development of Albania.
Main Responsabilities.
To perform the 2nd level monitoring and control activities on credit portfolio in terms of quality, composition and trend/patterns as well as in terms of single name exposures and classification; To develop reports on the results of the activities performed and program of the activities, showing the controls performed, results, weaknesses identified and the related corrective measures; To support in definition, implementation and maintenance of the credit lending policies, regulation and respective procedures in accordance with parent Company and Local regulatory ones; To support, senior specialist/ head of office in collaboration with the competent Parent Company structures, the development of the credit risk systems, processes ensuring the coherence with Basel IV regulation and international best practices; To support the implementation of the Credit Risk Mitigation technics and monitoring efficiency and efficacy of the mitigation risk systems in compliance with the Basel IV and/or Local and Parent Company requirements; To contribute in preparation of the financial disclosure on the credit risks for the Annual Financial Statements and Risk Annual report; To contribute in the yearly proposal of Credit Risk Appetite Framework and associated risk governance policies To develop the Credit Risk models when required, with the support of the relevant group risk structure according to Basel 2 regulation and international best practice; Requirements/ Abilities.
Bachelor degree in business informatics, statistics or related fields;   Good command of SAS (Statistical Analysis System), Python (with Pandas, NumPy, and financial libraries or Programming skills and experience on them (are highly preferred); Preferable banking experience in credit risk Keen to learn new information, adopt new skills and with the ability to identify and make improvements to systems and processes; Having good communication skills;   Fluent in English and other language is plus;   Very good command of MS Office (Excel is a must, Power Point); Proactive with strong analytical skills; Strong interpersonal, written and verbal communications skills; Concern for accuracy, with good attention to details.
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